1. Create a new customer

POST /v4/customer
{
    "FirstName": "Test",
    "LastName": "Person",
    "Email": "testperson@abcco.com"
}

2. Add a Credit Card or Bank Account to the Customer created in Step 1

POST /v4/account/creditcard
{
    "CreditCardNumber": "4111111111111111",
    "ExpirationDate": "12/2033",
    "Issuer": "Visa",
    "BillingZipCode": "80202",
    "CustomerId": 9695143
}

3. Collect the Payment using the Account Id created in Step 2

POST /v4/payment
{
    "AccountId": 8989970,
    "Amount": 99.45
}

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PCI Compliance Warning
Any time cardholder data passes through your server, it can increase your PCI Compliance burden. Consider utilizing a PaySimple checkout form if it fits your use case.