WorldPay Credit Card Processing

Paysimple partners with WorldPay for credit card processing. Below are various trigger values which can be used for validating payment acceptance

EMV Transaction Approve / Decline Triggers

Card	Amount	Express Response Code / Message	Host Response Code
EMV Vantiv (Visa 07) – Visa Credit	$1.00	0 / APPROVED	00
EMV Vantiv (Visa 07) – Visa Credit (PIN bypass)	$1.00	0 / APPROVED	00
EMV Vantiv (Visa 07) – US Debit	$31.00	0 / APPROVED	00
EMV Vantiv (Visa 07) – US Debit (PIN bypass)	$1.00	0 / APPROVED	00
EMV Vantiv (MC 01) – MasterCard	$1.00	0 / APPROVED	00
EMV Vantiv (MC 01) – MasterCard (PIN bypass)	$1.00	0 / APPROVED	00
EMV Vantiv (MC 01) – Maestro	$31.00	0 / APPROVED	00
EMV Vantiv (MC 01) – Maestro (PIN bypass)	$1.00	0 / APPROVED	00
EMV Vantiv (MC 01) – US Maestro (PIN bypass)	$31.00	0 / APPROVED	00
EMV Vantiv (MC 01) – US Maestro (PIN bypass)	$1.00	0 / APPROVED	00
EMV Vantiv (Disc 05) – No Selection	$1.00	0 / APPROVED	00
EMV Vantiv (Amex 02) – No Selection	$1.00	0 / APPROVED	00
EMV Vantiv (Amex 02) – PIN bypass	$1.00	0 / APPROVED	00
EMV B2 (Visa Test 01 or 02)	$1.00	0 / APPROVED	00
EMV B2 (MC Test 10 or 12)	$1.00	0 / APPROVED	00
EMV Vantiv (Visa 07) – Visa Credit -if partial approvals are supported	$9.01 - $9.99	5 / PARTIAL APPROVED	10
EMV B2 (Visa Test 01 or 02) -if partial approvals are supported	$9.01 - $9.99	5 / PARTIAL APPROVED	10
EMV Vantiv (Visa 07) – Visa Credit -if partial approvals are NOT supported	$9.01 - $9.99	20 / DECLINED	51
EMV B2 (Visa Test 01 or 02) -if partial approvals are NOT supported	$9.01 - $9.99	20 / DECLINED	51
EMV Vantiv (Visa 07) – Visa Credit	$0.51	20 / DECLINED	51
EMV B2 (Visa Test 01 or 02)	$0.51	20 / DECLINED	51
EMV Vantiv (Visa 07) – Visa Credit	$0.01	25 / CALL ISSUER	01
EMV B2 (Visa Test 01 or 02)	$0.01	25 / CALL ISSUER	01
EMV Vantiv (Visa 07) – Visa Credit	$0.02	25 / CALL ISSUER	02
EMV B2 (MC Test 10 or 12)	$0.02	25 / CALL ISSUER	02
EMV Vantiv (Visa 07) – Visa Credit	$0.03	102 / INVALID MERCHANT	03
EMV B2 (MC Test 10 or 12)	$0.03	102 / INVALID MERCHANT	03

Swiped/Keyed Transaction Approve / Decline Triggers

Card	Amount	Express Response Code	Host Response Code
Swiped/Keyed (Visa ending 0006)	$1.00	0 / APPROVED	00
Swiped/Keyed (MC ending 4422) -if partial approvals are supported	$9.01 - $9.99	5 / PARTIAL APPROVED	10
Swiped/Keyed (MC ending 4422) -if partial approvals not supported	$9.01 - $9.99	20 / DECLIEND	51
Swiped/Keyed (Visa ending 0006)	$2.59	23 / DUPLICATE	94
Swiped (PIN Debit ending 9901)	$1.00	0 / APPROVED	00
Swiped (PIN Debit use PIN 9902)	$1.00	101 / INVALID PIN	55
Swiped (MC 2 Series ending 0011)	$1.00	0 / APPROVED	00

Swiped/Keyed Transaction Approve / Decline Triggers (Partial approval flag must be disabled)

Card	Amount	Express Response Code	Host Response Code
Swiped/Keyed (Visa ending 0006)	$0.04	24 / DECLINED - PICK UP CARD	04
Swiped/Keyed (Visa ending 0006)	$0.40	103 / INVALID REQUEST	40
Swiped/Keyed (Visa ending 0006)	$0.41	24 / LOST CARD	41
Swiped/Keyed (Visa ending 0006)	$0.57	105 / NOT AUTHORIZED	57
Swiped/Keyed (Visa ending 0006)	$2.52	101 / INVALID AMOUNT	13
Swiped/Keyed (Visa ending 0006)	$2.53	101 / INVALID CARD INFO	14
Swiped/Keyed (Visa ending 0006)	$2.56	25 / CALL ISSUER	01
Swiped/Keyed (Visa ending 0006)	$2.57	20 / DECLINED	05
Swiped/Keyed (Visa ending 0006)	$2.59	23 / DUPLICATE	94
Swiped/Keyed (Visa ending 0006)	$2.60	101 / INVALID REQUEST	12
Swiped/Keyed (Visa ending 0006)	$2.61	102 / INVALID MERCH	03
Swiped/Keyed (Visa ending 0006)	$2.67	21 / EXPIRED CARD	54
Swiped/Keyed (Visa ending 0006)	$2.69	24 / STOLEN CARD	43
Swiped/Keyed (Visa ending 0006)	$4.98	1002 / HOST ERROR	held for 30 seconds
Swiped/Keyed (Visa ending 0006)	$4.99	1002 / HOST ERROR	held for 1 minute
Swiped/Keyed (Visa ending 0006)	$5.80	1002 / HOST ERROR	80

Address Verification (AVS) Triggers

Billing Zip Code	Billing Address 1	AVS Response Code / MEaning
45201	123 Main Street	A / Address matches, zip code does not match
45202	123 Main Street	G / Global non-AVS participant
45203	123 Main Street	N / Address and zip do not match
45204	123 Main Street	R / Retry, system unavailable or timed out
45205	123 Main Street	S / Service not supported: Issuer does not supports AVS and Visa
45206	123 Main Street	U / Unavailable: Address information not verified for domestic transactions
452071234	123 Main Street	W / 9-digit zip matches, address does not match
452081234	123 Main Street	X / 9-digit zip and address match
45209	123 Main Street	Y / 5-digit zip and address match
45210	123 Main Street	Z / 5-digit zip matches, address does not match
45215	123 Main Street	I / Address information not verified for international transaction
45218	123 Main Street	E / AVS service not supported
K1A0A9	123 Main Street	D / Zip and address match (International)
L6Y2N4	123 Main Street	M / Zip and address match (International)
K0K2T0	123 Main Street	P / Zip matches, address not verified because of incompatible formats
any	any	Y / 5-digit zip and address match

Card Verification Value (CVV2/CVC2/CID) Triggers

CVV/CVC2/CID	CVV Response Code / Meaning
111	P / Not Processed
222	M / Match
333	N / No Match
444	S / CVV value should be on the card, but the merchant indiciated that it is not present (Visa & Discover)
555	U / Issuer not certified for CVV processing
1154 (Amex)	M / Match
1467 (Amex)	N / No Match
1111 (Amex)	P / Not Processed