WorldPay - Trigger Values

WorldPay Credit Card Processing

Paysimple partners with WorldPay for credit card processing. Below are various trigger values which can be used for validating payment acceptance

EMV Transaction Approve / Decline Triggers

Card

Amount

Express Response Code / Message

Host Response Code

EMV Vantiv (Visa 07) – Visa Credit

$1.00

0 / APPROVED

00

EMV Vantiv (Visa 07) – Visa Credit (PIN bypass)

$1.00

0 / APPROVED

00

EMV Vantiv (Visa 07) – US Debit

$31.00

0 / APPROVED

00

EMV Vantiv (Visa 07) – US Debit (PIN bypass)

$1.00

0 / APPROVED

00

EMV Vantiv (MC 01) – MasterCard

$1.00

0 / APPROVED

00

EMV Vantiv (MC 01) – MasterCard (PIN bypass)

$1.00

0 / APPROVED

00

EMV Vantiv (MC 01) – Maestro

$31.00

0 / APPROVED

00

EMV Vantiv (MC 01) – Maestro (PIN bypass)

$1.00

0 / APPROVED

00

EMV Vantiv (MC 01) – US Maestro (PIN bypass)

$31.00

0 / APPROVED

00

EMV Vantiv (MC 01) – US Maestro (PIN bypass)

$1.00

0 / APPROVED

00

EMV Vantiv (Disc 05) – No Selection

$1.00

0 / APPROVED

00

EMV Vantiv (Amex 02) – No Selection

$1.00

0 / APPROVED

00

EMV Vantiv (Amex 02) – PIN bypass

$1.00

0 / APPROVED

00

EMV B2 (Visa Test 01 or 02)

$1.00

0 / APPROVED

00

EMV B2 (MC Test 10 or 12)

$1.00

0 / APPROVED

00

EMV Vantiv (Visa 07) – Visa Credit
-if partial approvals are supported

$9.01 - $9.99

5 / PARTIAL APPROVED

10

EMV B2 (Visa Test 01 or 02)
-if partial approvals are supported

$9.01 - $9.99

5 / PARTIAL APPROVED

10

EMV Vantiv (Visa 07) – Visa Credit
-if partial approvals are NOT supported

$9.01 - $9.99

20 / DECLINED

51

EMV B2 (Visa Test 01 or 02)
-if partial approvals are NOT supported

$9.01 - $9.99

20 / DECLINED

51

EMV Vantiv (Visa 07) – Visa Credit

$0.51

20 / DECLINED

51

EMV B2 (Visa Test 01 or 02)

$0.51

20 / DECLINED

51

EMV Vantiv (Visa 07) – Visa Credit

$0.01

25 / CALL ISSUER

01

EMV B2 (Visa Test 01 or 02)

$0.01

25 / CALL ISSUER

01

EMV Vantiv (Visa 07) – Visa Credit

$0.02

25 / CALL ISSUER

02

EMV B2 (MC Test 10 or 12)

$0.02

25 / CALL ISSUER

02

EMV Vantiv (Visa 07) – Visa Credit

$0.03

102 / INVALID MERCHANT

03

EMV B2 (MC Test 10 or 12)

$0.03

102 / INVALID MERCHANT

03

Swiped/Keyed Transaction Approve / Decline Triggers

Card

Amount

Express Response Code

Host Response Code

Swiped/Keyed (Visa ending 0006)

$1.00

0 / APPROVED

00

Swiped/Keyed (MC ending 4422)
-if partial approvals are supported

$9.01 - $9.99

5 / PARTIAL APPROVED

10

Swiped/Keyed (MC ending 4422)
-if partial approvals not supported

$9.01 - $9.99

20 / DECLIEND

51

Swiped/Keyed (Visa ending 0006)

$2.59

23 / DUPLICATE

94

Swiped (PIN Debit ending 9901)

$1.00

0 / APPROVED

00

Swiped (PIN Debit use PIN 9902)

$1.00

101 / INVALID PIN

55

Swiped (MC 2 Series ending 0011)

$1.00

0 / APPROVED

00

Swiped/Keyed Transaction Approve / Decline Triggers (Partial approval flag must be disabled)

Card

Amount

Express Response Code

Host Response Code

Swiped/Keyed (Visa ending 0006)

$0.04

24 / DECLINED - PICK UP CARD

04

Swiped/Keyed (Visa ending 0006)

$0.40

103 / INVALID REQUEST

40

Swiped/Keyed (Visa ending 0006)

$0.41

24 / LOST CARD

41

Swiped/Keyed (Visa ending 0006)

$0.57

105 / NOT AUTHORIZED

57

Swiped/Keyed (Visa ending 0006)

$2.52

101 / INVALID AMOUNT

13

Swiped/Keyed (Visa ending 0006)

$2.53

101 / INVALID CARD INFO

14

Swiped/Keyed (Visa ending 0006)

$2.56

25 / CALL ISSUER

01

Swiped/Keyed (Visa ending 0006)

$2.57

20 / DECLINED

05

Swiped/Keyed (Visa ending 0006)

$2.59

23 / DUPLICATE

94

Swiped/Keyed (Visa ending 0006)

$2.60

101 / INVALID REQUEST

12

Swiped/Keyed (Visa ending 0006)

$2.61

102 / INVALID MERCH

03

Swiped/Keyed (Visa ending 0006)

$2.67

21 / EXPIRED CARD

54

Swiped/Keyed (Visa ending 0006)

$2.69

24 / STOLEN CARD

43

Swiped/Keyed (Visa ending 0006)

$4.98

1002 / HOST ERROR

  • held for 30 seconds

Swiped/Keyed (Visa ending 0006)

$4.99

1002 / HOST ERROR

  • held for 1 minute

Swiped/Keyed (Visa ending 0006)

$5.80

1002 / HOST ERROR

80

Address Verification (AVS) Triggers

Billing Zip Code

Billing Address 1

AVS Response Code / MEaning

45201

123 Main Street

A / Address matches, zip code does not match

45202

123 Main Street

G / Global non-AVS participant

45203

123 Main Street

N / Address and zip do not match

45204

123 Main Street

R / Retry, system unavailable or timed out

45205

123 Main Street

S / Service not supported: Issuer does not supports AVS and Visa

45206

123 Main Street

U / Unavailable: Address information not verified for domestic transactions

452071234

123 Main Street

W / 9-digit zip matches, address does not match

452081234

123 Main Street

X / 9-digit zip and address match

45209

123 Main Street

Y / 5-digit zip and address match

45210

123 Main Street

Z / 5-digit zip matches, address does not match

45215

123 Main Street

I / Address information not verified for international transaction

45218

123 Main Street

E / AVS service not supported

K1A0A9

123 Main Street

D / Zip and address match (International)

L6Y2N4

123 Main Street

M / Zip and address match (International)

K0K2T0

123 Main Street

P / Zip matches, address not verified because of incompatible formats

any

any

Y / 5-digit zip and address match

Card Verification Value (CVV2/CVC2/CID) Triggers

CVV/CVC2/CID

CVV Response Code / Meaning

111

P / Not Processed

222

M / Match

333

N / No Match

444

S / CVV value should be on the card, but the merchant indiciated that it is not present (Visa & Discover)

555

U / Issuer not certified for CVV processing

1154 (Amex)

M / Match

1467 (Amex)

N / No Match

1111 (Amex)

P / Not Processed